Advance Rate
| Nature of Advances | Rates Of Interest | |
| 1) | Education Loan | |
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09.00% | |
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11.00 % | |
| Maximum Ceiling | ||
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| 2) | Loan against N.S.C / K.V.P /L.IC Policies | 10.00% |
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| 3) | Gold Loan – Maximum Ceiling | 09.50% |
(Up to 75% of Market Value) |
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| Maximum Limit | ||
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| 4) | Vehicle Loan (Four Wheelers)Maximum Period 60 Months | 10.00% |
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| 5) | Vehicle Loan (Two Wheelers) | 11.00% |
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| 6) | Commercial Vehicle | 12.00% |
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| 7) | Housing Loan : Maximum Ceiling Rs.70 Lakhs | 08.50 % |
| Maximum Period 20 Years | ||
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| 8) | Other Loans : | |
| FixedAssets Loan ,C/C Hypothecation | ||
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A) C/C Hypothecation |
10.50 % | |
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B) Fixed Assets Loan (F/L) |
10.50 % | |
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| 9) | RealEstate Finance | |
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A) C/C Hypothecation |
13.00 % | |
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B) Fixed Assets Loan (F/L) |
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13.00 % | |
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15.00 % | |
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| 10) |
A) Loan / Overdraft Against Banks own FDR |
1.00 % ( over TDRRate ) |
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B) Overdraft Against Banks own FDR with minimum 25% utilization of sanction limit |
0.50 % ( over TDR Rate ) | |
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| 11) | Clean Demand Loan ( C/C ) to Ordinary ( Regular ) members of the Bank. | |
| Maximum Limit Rs.50,000/- of which | ||
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11.00 % | |
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12.00 % | |
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| 12) | Special Scheme For Doctors | |
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09.50 % | |
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10.50 % | |
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| 13) | Sarvodaya Swarojgar DhiranYojana (JLG) | 10.00% |
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| 14) | Personal Loan | 14.00% |
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| 15) | Industrial Finance | 10.50% |
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| 16) | Sarvodaya Micro Finance | 10.76% |
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