Advance Rate
| Nature of Advances | Rates Of Interest | |
| 1) | Education Loan | |
|
09.00% | |
|
11.00 % | |
| Maximum Ceiling | ||
|
||
|
|
||
| 2) | Loan against N.S.C / K.V.P /L.IC Policies | 09.00% |
|
|
||
| 3) | Gold Loan – Maximum Ceiling | 09.00% |
(Up to 75% of Market Value) |
||
| Maximum Limit | ||
|
||
|
|
||
| 4) | Vehicle Loan (Four Wheelers) | 09.50% |
|
|
||
| 5) | Vehicle Loan (Two Wheelers) | 10.00% |
|
|
||
| 6) | Commercial Vehicle | 11.00% |
|
|
||
| 7) | Housing Loan : Maximum Ceiling Rs.70 Lakhs | 08.00 % |
| Maximum Period 20 Years | ||
|
|
||
| 8) | Other Loans : | |
| FixedAssets Loan ,C/C Hypothecation | ||
|
A) C/C Hypothecation |
10.00 % | |
|
||
|
B) Fixed Assets Loan (F/L) |
10.00 % | |
|
|
||
| 9) | RealEstate Finance | |
|
A) C/C Hypothecation |
13.00 % | |
|
B) Fixed Assets Loan (F/L) |
||
|
13.00 % | |
|
13.00 % | |
|
|
||
| 10) |
A) Loan / Overdraft Against Banks own FDR |
1.00 % ( over TDRRate ) |
|
B) Overdraft Against Banks own FDR with minimum 25% utilization of sanction limit |
0.50 % ( over TDR Rate ) | |
|
|
||
| 11) | Clean Demand Loan ( C/C ) to Ordinary ( Regular ) members of the Bank. | |
| Maximum Limit Rs.50,000/- of which | ||
|
11.00 % | |
|
12.00 % | |
|
|
||
| 12) | Special Scheme For Doctors | |
|
09.00 % | |
|
10.00 % | |
|
|
||
| 13) | Sarvodaya Swarojgar DhiranYojana (JLG) | 10.00% |
|
|
||
| 14) | Personal Loan | 14.00% |
|
|
||
| 15) | Industrial Finance | 10.50% |
|
|
||