PRADHAN MANTRI SURKSHA BIMA YOJANA

Savings Bank (SB) Account holders between 18 years (completed) and 70 years (age nearer birthday) who give their consent to join / enable auto-debit, as per the modality, will be enrolled into the scheme.

Claim amount will be paid to account holder’s nominee in case of accidental death.

Premium:Rs. 20 per annum.

Benefits: As per the following table:
Sr.No Table of Benefits Sum Insured
1. Death Rs. 2 Lakh
2. Total and irrecoverable loss of both eyes or loss of use of both hands or feet or loss of sight of one eye and loss of use of hand or foot Rs. 2 Lakh
3. Total and irrecoverable loss of sight of one eye or loss of use of one hand or foot Rs. 1 Lakh

Premium: Rs. 20/- per annum per member. The premium will be deducted from the account holder’s savings bank account through ‘auto debit’ facility in one installment on or before 1st June of each annual coverage period under the scheme. However, in cases where auto debit takes place after 1st June, the cover shall commence from the first day of the month following the auto debit.

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PRADHAN MANTRI JIVAN JYOTI BIMA YOJANA
  • Eligibility:Savings Bank (SB) Account holders between 18 years (completed) and 50 years (age nearer birthday) who have given the consent to join the scheme / enable auto-debit, as per the modality, will be enrolled into the scheme.
  • Applicant should be the account holder of our bank.

  • Benefits:Rs.2 laths is payable on member’s death due to any reason.
  • Premium: Rs.425/- per annum per member.
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